Disclaimer

Please read and understand this information carefully. Access to this website/mobile application is confirmation that you understand and agree to be bound by all of these terms and conditions in the website / mobile application.

www.growwmf.in displays information relating to the schemes/services/ products offered by Groww Mutual Fund/AMC, videos, investor education related information and general information. The Site also may provide links to other related sites for the convenience of the User. The Site should be accessed only by such User who is not specifically restricted to transact through online or otherwise in the Schemes of Groww Mutual Fund.

Before accessing any service/facility that may be offered by GROWW AMC, the User is requested to accept the terms and conditions of such service/facility separately and agree to be bound by the same.

The distribution of the scheme related documents in certain jurisdictions may be restricted or totally prohibited to registration requirements and accordingly, persons who come into possession of the scheme related documents are required to inform themselves about and to observe any such restrictions and / or legal / compliance requirements.

The User undertakes to comply and be bound by all applicable laws and statutory requirements in India. The terms of use of this website is governed by the laws of the Republic of India. The User hereby consents and submits to the exclusive jurisdiction and venue of Courts in Mumbai, India in all disputes arising out of or relating to the use of this web site/ mobile application. It shall be the sole responsibility of the User of this website / mobile application to verify whether the usage of this website and/or availing the services/facilities/products is in conformity with the applicable laws in their respective jurisdictions.

Groww Asset Management Limited ("hereinafter referred to as "GROWW AMC") maintains the Website www.growwmf.in (herein after referred to as the "Site") for the personal information of the User. Please feel free to browse the Site. By using this Site the User accepts all the terms of usage of this Site and agrees to be unequivocally bound by all such terms and conditions. The User also agrees to the exclusion and limitation of liability as stated below and accepts them as reasonable. If any of the points in these terms of usage /disclaimer notice are found to be unenforceable under applicable law that will have no bearing on the enforceability of the rest of the terms of usage/disclaimer notice.

The User of this Site may download materials, data etc displayed on the Site for non- commercial and/or personal use only. The User may not, however, distribute, modify, transmit, reuse, report, or use the contents of the Site for public or commercial purposes, including the text, images, audio and video without GROWW AMC 's written permission.

The User shall not delete, modify and/or otherwise interfere with copyright or other intellectual property rights displayed on the Site.

The User may access the Scheme Documents viz., Scheme Information Document, Statement of Additional Information, Addenda, Notices etc uploaded on the Site. The User is requested to refer to the disclaimers for each Scheme/product/facilities/services at the relevant pages and consult their independent professional and tax advisors before investing.

Reports, data, video clippings, and/or information displayed on the Site are for information purposes only. Some of the reports, information and data displayed on the Site may be provided by third parties. GROWW AMC makes no representations of any kind whatsoever about the content of any such web site that the User may access through this Site. The User is advised to read the terms and conditions/disclaimers of such website that may be accessed by the User.

While the Site may be updated with changes periodically and without any prior notice, GROWW AMC does not guarantee that this Site reflects the latest update, reports, commentary etc at all times or at any time. However, sincere efforts in such direction will be undertaken by GROWW AMC for the same. Despite all possible security measures that GROWW AMC takes to keep the Site free from hacking and other interference, the Site like any other website is not entirely free from such risks. GROWW AMC disclaims all liability on account of any loss or damage that the User may suffer or incur on account of any alteration or manipulation of any data or information that may be accessed or downloaded from the Site and/or the transmission, through the use of the services or information of a computer virus, other computer code or programming device that might damage, corrupt, deactivate, disable, disrupt, or otherwise impede in any manner such services or any of the User's software, hardware, data or property. GROWW AMC shall not be liable for the correctness, accuracy or reliability of the data and/or uninterrupted/ error free provision of the service.

GROWW AMC, its directors, employees, agents will not be responsible for any liability in respect of any person/entity directly or indirectly suffering any consequential losses, damages or claims of whatsoever nature in contract, tort or otherwise as a result of any short-coming, defect or inaccuracy inadvertently crept in the Site and/or otherwise using the information available on the Site in any manner.

GROWW AMC may at any time discontinue and/or amend the terms and conditions of the services/facilities offered on the Site.

Copyright, patent, trademark and/or other intellectual property rights in this Site and the information/data contained herein are owned by GROWW AMC, its licensors or relevant third-party content providers. Except as expressly permitted by GROWW AMC, the User may not reproduce, transmit, sell, display, distribute, publish, broadcast, circulate, modify, disseminate, or commercially exploit such information/data/materials or any of the services provided in any manner . It is to be distinctly understood that the products being offered on this Site have not been recommended by GROWW AMC.

Personal Information Transmission:

The use of the Site may involve the transmission of information, including personally identifiable data about the User. By the use of this Site, the User consents to the transmission of such information by electronic means to third parties.

Compliance with laws:

The User undertakes to comply and be bound by all applicable laws and statutory requirements in India. Any dispute arising out of the use of this Site and/or any of the services/facilities offered shall be subject to the non-exclusive jurisdiction of the Courts in Mumbai, India.

Password protected areas:

Access to and use of password-protected and/or secure areas of the Site are restricted to authorized users only. The User should not obtain or attempt to obtain unauthorized access to such parts of the Site.

Social media terms of use:

Groww Mutual Fund ("GROWW MF")/Groww Asset Management Limited ("GROWW AMC") (jointly hereinafter referred to as "we", "us", or "our") has a social media presence on social media sites such as, Twitter, Facebook, You Tube, LinkedIn ("hereinafter referred to as GROWW MF/GROWW AMC Social Media Page/Profile). These Terms and Conditions advises every person who visits GROWW MF/GROWW AMC Social Media Page/Profile or tags us (hereinafter referred to as "User", "you", or "your") of the terms and conditions of your use and access of GROWW MF/GROWW AMC Social Media Page/Profile ("Terms"). By accessing, viewing, posting, copying and/or duplicating any content to and/or from any of the GROWW MF/ GROWW AMC Social Media Page/Profile on the internet, you accept, without limitation or qualification, the Terms and Conditions of our website, as well as any other terms of use required by the underlying social media site (e.g., any terms of use required by Face book, Twitter, YouTube, LinkedIn etc.). Your usage of the GROWW MF/GROWW AMC Social Media Page/Profile or tagging us may be subject to the Terms and Conditions of Use and/or Privacy Policy for our website ("Website Terms"), which is available on – www.growwmf.in Users acknowledge that GROWW MF Schemes or units of GROWW MF are not registered in any jurisdiction other than India. Users should also be aware of the applicable laws and regulations of their respective jurisdictions prior to accessing the GROWW MF/GROWW AMC Social Media Page/Profile or prior to tagging us and the Users shall solely be responsible for compliance thereof. If you do not agree to and do not intend to be legally bound by these Terms and Conditions, Website Terms, and/or the terms of use of the underlying social media site, please refrain from viewing or posting any content to any of the GROWW MF/ GROWW AMC Social Media Page/Profile or tagging us. Any User accessing GROWW MF/GROWW AMC Social Media Page/Profile or tagging us shall be deemed to have accepted and agreed to be legally bound by these Terms and Conditions, Website Terms, and the terms of use of the underlying social media site.

Please don't use the GROWW MF/GROWW AMC Social Media Page/Profile or tag us to request transactions or submit questions about your investments or customer-service issues or complaints. Instead, contact our Customer.

By posting contents to any GROWW MF/GROWW AMC Social Media Page/Profile or tagging us , you understand and acknowledge that this information is available to the public, and that GROWW MF/GROWW AMC may use this information for internal and external purposes. Please note that other participants may use your posted information beyond the control of GROWW MF/GROWW AMC. If you do not wish to have the information you have made available via GROWW MF/GROWW AMC Social Media Page/Profile or tagging us used, published, copied and/or reprinted, please do not post on GROWW MF/GROWW AMC Social Media Page/Profile or tag us.

GROWW MF/GROWW AMC does not make endorsements via GROWW MF/GROWW AMC Social Media Page/Profile. We may post or share information on GROWW MF/GROWW AMC Social Media Page/Profile , which we find useful or relevant, but this does not constitute an official endorsement or recommendation on behalf of GROWW MF/GROWW AMC. Any content, including posts, pictures, responses, and videos, on GROWW MF/GROWW AMC Social Media Page/Profile should not be considered an advertisement, endorsement, solicitation, financial advice, or offer to sell any products or services of GROWW MF/GROWW AMC or of any other third parties. Your access of GROWW MF/GROWW AMC Social Media Page/Profile or your coming into possession of any contents posted thereon or tagging of us shall not be construed as a solicitation to buy or an offer to sell, or a recommendation for a security or any other product or service to any person. No material posted by GROWW MF/GROWW AMC on GROWW MF/GROWW AMC Social Media Page/Profile is intended as a complete analysis of every material fact regarding any market, industry, investment, strategy, or otherwise. While we may occasionally include links or references to other sites or third parties on GROWW MF/GROWW AMC Social Media Page/Profile , we are not responsible for, do not endorse or guarantee, or accept any responsibility for the privacy policy, availability, contents, or accuracy of any such sites/third parties. Third parties may post or share information on our GROWW MF/GROWW AMC Social Media Page/Profile. We do not endorse or guarantee the accuracy of the content posted by others.

GROWW MF/GROWW AMC will never solicit or ask for personal information, such as PAN, Bank Account details, etc., through GROWW MF/GROWW AMC Social Media Page/Profile. Do not post or send sensitive personal, confidential, or financial information via GROWW MF/GROWW AMC Social Media Page/Profile or by tagging us.

GROWW MF/GROWW AMC reserves the right to delete comment(s) and content(s) for any reason including comments and content that we, in our sole discretion, believe may be unlawful, abusive, offensive, or inappropriate.

GROWW MF/GROWW AMC may not be able to respond to your posts, not for lack of interest, but to maintain an appropriate social media forum. We do our best to create a valuable space for you on GROWW MF/GROWW AMC Social Media Page/Profile.

The views expressed herein are based on our current views and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied herein. Past performance may or may not be sustained in future. GROWW MF/GROWW AMC does not accept any liability arising from the use of this document. Stocks/Sectors referred hereto are illustrative and not recommended by GROWW MF/GROWW AMC. The Scheme(s) offered by GROWW MF may or may not have any present or future positions in these stocks/sectors/instruments. GROWW MF/GROWW AMC is not guaranteeing/offering/communicating any indicative yields or guaranteed returns on investments made in the scheme(s) of GROWW MF.

Groww Nifty Total Market Index

Groww Asset Management Limited (formerly known as Indiabulls Asset Management Company Limited) Investment Manager to Groww Mutual Fund (formerly known as Indiabulls Mutual Fund) vide SEBI letter dated May 30, 2023 received the approval for change in name of Indiabulls Mutual Fund to Groww Mutual Fund and change in name of the schemes. Please read notice cum addendum no. 11/2023 dated May 31, 2023 for more detail.

Views expressed herein, involve known and unknown risks and uncertainties that could cause actual results, performance, or events to differ materially from those expressed or implied herein. Stocks/Sectors/Views referred are illustrative and should not be construed as an investment advice or a research report or a recommendation by Groww Mutual Fund (“the Fund”) / Groww Asset Management Limited (AMC) to buy or sell the stock or any other security. The statements contained herein are based on current views and involve known and unknown risks and uncertainties. Whilst Groww Asset Management Limited (the AMC) shall have no responsibility/liability whatsoever for the accuracy or any use or reliance thereof of such information. The AMC, its associate or sponsors or group companies, its Directors or employees accept no liability for any loss or damage of any kind resulting out of the use of this document. The Fund may or may not have any present or future positions in these sectors / securities / commodities. The Fund/ AMC is not indicating or guaranteeing returns on any investments. Readers should seek professional advice before taking any investment related decisions.

The “Product” offered by “the issuer” is not sponsored, endorsed, sold or promoted by NSE INDICES LIMITED (formerly known as India Index Services & Products Limited (IISL)). NSE INDICES LIMITED does not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of “the Product” or any member of the public regarding the advisability of investing in securities generally or in the “the Product” linked to Nifty Total Market Index Or particularly in the ability of the Nifty Total Market Index to track general stock market performance in India. Please read the full Disclaimers in relation to the Nifty Total Market Index in the in the Offer Document / Prospectus / Information Statement.

*Past performance may or may not be sustained in future. All information contained is for illustration purposes only. The performance of the index shown does not in any manner indicate the performance of the scheme

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY