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Groww Liquid Fund Direct Growth

Debt
Liquid
Moderate Risk
2729.3901
NAV as on 23 Jul 2026

Holdings (16)

NameSectorInstrumentAssets
7.44% SIDBI Ltd 04-SEP-26
othersNon Convertible Debentures9.0%
HDFC Bank Ltd CD 25-Aug-2026
othersCertificate of Deposits8.9%
Canara Bank CD 15-Sept-2026
othersCertificate of Deposits8.8%
Punjab National Bank CD 15-Sep-2026
othersCertificate of Deposits8.8%
ICICI Bank Ltd CD 15-Sep-2026
othersCertificate of Deposits8.8%
Rev REPO deposit 241,027,406.53 INR DIRECT 5.45% 01/07/2026
othersRev REPO deposit8.6%
Union Bank Of India CD 11-Sep-2026
othersCertificate of Deposits8.5%
TREPS 01-JUL-2026
othersTri Party Repo (TREPs)8.1%
Bajaj Finance Limited CP 03-Sep-2026
othersCommercial Papers7.8%
Kotak Mahindra Prime Ltd CP 07-Sep-2026
othersCommercial Papers7.1%

Holding analysis

Equity / Debt / Cash Split

  • Equity
    0.0%
  • Debt
    90.0%
  • Cash
    10.0%

Debt sector allocation

  • Certificate Of Deposits
    54.6%
  • Commercial Papers
    25.2%
  • Non Convertible Debentures
    11.3%
  • Tri Party Repo (Treps)
    9.0%

Advanced ratios

Top 5
87%
Top 20
259%
Understand terms

Scheme Performance

Annualised returnsas on 31 Jan 2026
5Y3Y1YSince Inception
Groww Liquid Fund Direct Growth5.79%6.96%6.49%6.80%
Scheme Benchmark - CRISIL Liquid Debt A-I Index5.89%6.89%6.26%6.87%
Additional Benchmark - Crisil 1 Yr T-Bill Index5.64%6.72%5.75%6.44%
Current value of standard investment of ₹10,000as on 31 Jan 2026
5Y3Y1YSince Inception
Groww Liquid Fund Direct Growth₹13,249.19₹12,235.79₹10,649.31₹23,659.39
Scheme Benchmark - CRISIL Liquid Debt A-I Index₹13,310.59₹12,213.42₹10,625.75₹25,817.30
Additional Benchmark - Crisil 1 Yr T-Bill Index₹13,157.24₹12,154.33₹10,574.58₹24,876.28

Expense ratio, exit load and tax

Expense ratio: 0.22%

Inclusive of GST

Exit load

• 0.007% if exited within 0 to 1 days from the purchase NAV date • 0.0065% if exited within 2 days from the purchase NAV date • 0.006% if exited within 3 days from the purchase NAV date • 0.0055% if exited within 4 days from the purchase NAV date • 0.005% if exited within 5 days from the purchase NAV date • 0.0045% if exited within 6 days from the purchase NAV date • Nil - if exited after 7 Days from the purchase NAV date

Stamp duty on investment: 0.005%

from July 1st 2020

Understand terms

Fund management

The scheme aims to generate reasonable returns by constructing a portfolio of Debt and Money Market Instruments with a maturity period up to 91 days.
The scheme aims to generate reasonable returns by constructing a portfolio of Debt and Money Market Instruments with a maturity period up to 91 days. The scheme will offer a high level of liquidity and returns in line with the low level of risk in the portfolio. However, there is no assurance that the investment objective of the scheme will be realized and the Scheme does not assure or guarantee any returns.
Fund benchmark
CRISIL Liquid Debt A-I Index

Riskometer

This product is suitable for investors who are seeking*

• High level of liquidity with commensurate returns over short term. • Through investment in money market & debt securities with maturity of upto 91days. • Low to Moderate Risk

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them
Scheme Riskometer
Scheme Riskometer: Moderate
The Scheme Risk-o-meter is at Moderate
  1. Scheme risk level Low
  2. Scheme risk level Low to Moderate
  3. Scheme risk level Moderate (current)
  4. Scheme risk level Moderately High
  5. Scheme risk level High
  6. Scheme risk level Very High