Groww Liquid Fund Direct Growth
Debt
Liquid
Moderate Risk
₹2611.752
NAV as on 13 Nov 2025
1Y
3Y
5Y
ALL
NAV: 13 Nov 2025
₹2,611.7520
Fund size as on 31 Oct 2025
154.78Cr
Holdings (14)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
HDFC Securities Ltd CP 15-Dec-2025 | others | Commercial Papers | 16.0% |
ICICI Securities Ltd CP 13-Nov-2025 | others | Commercial Papers | 9.7% |
Kotak Mahindra Bank Ltd CD 28-Nov-2025 | others | Certificate of Deposits | 9.6% |
Union Bank Of India CD 18-Dec-2025 | others | Certificate of Deposits | 9.6% |
L&T Finance Ltd CP 17-Dec-2025 | others | Commercial Papers | 9.0% |
7.47% SIDBI 25 Nov 2025 | others | Non Convertible Debentures | 6.5% |
Bank Of India CD 26-Dec-2025 | others | Certificate of Deposits | 6.4% |
91 Days Treasury Bill 23-Jan-2026 | others | Treasury Bills | 6.4% |
91 Days Treasury Bill 29-Jan-2026 | others | Treasury Bills | 6.4% |
Canara Bank CD 27-Nov-2025 | others | Certificate of Deposits | 5.1% |
See All
Holding analysis
Equity / Debt / Cash Split
Equity
0.0%
Debt
88.7%
Cash
11.3%
Debt sector allocation
Commercial Papers
39.1%
Certificate Of Deposits
34.7%
Treasury Bills
15.2%
Non Convertible Debentures
10.9%
Tri Party Repo (Treps)
0.0%
Advanced ratios
Top 5
87%
Top 20
255%
Understand terms
Scheme Performance
Annualised returnsas on 31 Aug 2025
| 5Y | 3Y | 1Y | Since Inception | |
|---|---|---|---|---|
| Groww Liquid Fund Direct Growth | 5.57% | 7.00% | 7.08% | 6.83% |
| Scheme Benchmark - CRISIL Liquid Debt A-I Index | 5.68% | 6.98% | 6.83% | 6.90% |
| Additional Benchmark - Crisil 1 Yr T-Bill Index | 5.59% | 6.98% | 7.05% | 6.52% |
Current value of standard investment of ₹10,000as on 31 Aug 2025
| 5Y | 3Y | 1Y | Since Inception | |
|---|---|---|---|---|
| Groww Liquid Fund Direct Growth | ₹13,112.06 | ₹12,251.97 | ₹10,707.90 | ₹23,099.50 |
| Scheme Benchmark - CRISIL Liquid Debt A-I Index | ₹13,179.04 | ₹12,244.24 | ₹10,683.45 | ₹25,219.64 |
| Additional Benchmark - Crisil 1 Yr T-Bill Index | ₹13,128.32 | ₹12,243.72 | ₹10,705.21 | ₹24,469.01 |
Expense ratio, exit load and tax
Expense ratio: 0.22%
Inclusive of GST
Exit load
• 0.007% if exited within 0 to 1 days from the purchase NAV date • 0.0065% if exited within 2 days from the purchase NAV date • 0.006% if exited within 3 days from the purchase NAV date • 0.0055% if exited within 4 days from the purchase NAV date • 0.005% if exited within 5 days from the purchase NAV date • 0.0045% if exited within 6 days from the purchase NAV date • Nil - if exited after 7 Days from the purchase NAV date
Stamp duty on investment: 0.005%
from July 1st 2020
Understand terms
Fund management
Kaustabh SuleMar 2023 - PresentView details
Kaustabh Sule
Mar 2023 - Present
View details
About
Kaustubh is a seasoned Senior Fund Manager - Debt at Groww Asset Management Limited, having joined since its inception in May 2023. With 17 years of experience in various roles, he specializes in Fixed Income Strategies, including money market, macro, and duration strategies. Kaustubh began his Investment Management career as a Fixed Income Trader at Union Bank of India's Treasury Desk. He further gained valuable expertise at Nippon Life and HDFC Life before joining Axis AMC as a Fund Manager - Fixed Income, where he managed medium-term and long-term Fixed Income strategies. He holds a B.E. in Computer Engineering from PICT, Pune University, and an MBA in Finance from VGSoM, IIT Kharagpur, providing him with a strong technical and financial background. Throughout his career, Kaustubh actively traded various fixed income instruments, including Government Securities, Corporate Bonds, Interest Rate Swaps, and Interest Rate Futures.
Also manages these schemes
Investment objective
The scheme aims to generate reasonable returns by constructing a portfolio of Debt and Money Market Instruments with a maturity period up to 91 days.
Fund benchmark
CRISIL Liquid Debt A-I Index
Riskometer
This product is suitable for investors who are seeking*
• High level of liquidity with commensurate returns over short term. • Through investment in money market & debt securities with maturity of upto 91days. • Low to Moderate Risk
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them
Groww Liquid Fund Direct Growth
Scheme Riskometer
Other plans in the same fund
Min. SIP amount
₹100
Min. Lumpsum amount
₹100
