Groww Liquid Fund Direct IDCW Monthly
Debt
Liquid
Moderate Risk
₹1032.5432
NAV as on 24 Jan 2026
1Y
3Y
5Y
ALL
NAV: 24 Jan 2026
₹1,032.5432
Fund size as on 31 Dec 2025
165.23Cr
Holdings (13)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Bank Of Baroda CD 11-Mar-2026 | others | Certificate of Deposits | 10.5% |
Kotak Mahindra Bank Ltd CD 18-Feb-2026 | others | Certificate of Deposits | 9.0% |
Indian Bank CD 12-Mar-2026 | others | Certificate of Deposits | 9.0% |
NABARD CD 13-Mar-2026 | others | Certificate of Deposits | 9.0% |
Axis Bank Limited CD 18-Mar-2026 | others | Certificate of Deposits | 9.0% |
Punjab National Bank CD 18-Mar-2026 | others | Certificate of Deposits | 9.0% |
Aditya Birla Capital Ltd CP 18-Mar-2026 | others | Commercial Papers | 9.0% |
HDFC Securities Ltd CP 18-Mar-2026 | others | Commercial Papers | 9.0% |
7.59% SIDBI 10-02-2026 | others | Non Convertible Debentures | 6.1% |
EXIM Bank CD 20-Mar-2026 | others | Certificate of Deposits | 6.0% |
See All
Holding analysis
Equity / Debt / Cash Split
Equity
0.0%
Debt
88.9%
Cash
11.1%
Debt sector allocation
Certificate Of Deposits
69.0%
Commercial Papers
20.1%
Non Convertible Debentures
10.2%
Tri Party Repo (Treps)
0.6%
Advanced ratios
Top 5
87%
Top 20
256%
Understand terms
Scheme Performance
Annualised returnsas on 31 Aug 2025
| 5Y | 3Y | 1Y | Since Inception | |
|---|---|---|---|---|
| Groww Liquid Fund Direct IDCW Monthly | 5.57% | 7.00% | 7.08% | 6.83% |
| Scheme Benchmark - CRISIL Liquid Debt A-I Index | 5.68% | 6.98% | 6.83% | 6.90% |
| Additional Benchmark - Crisil 1 Yr T-Bill Index | 5.59% | 6.98% | 7.05% | 6.52% |
Current value of standard investment of ₹10,000as on 31 Aug 2025
| 5Y | 3Y | 1Y | Since Inception | |
|---|---|---|---|---|
| Groww Liquid Fund Direct IDCW Monthly | ₹13,112.06 | ₹12,251.97 | ₹10,707.90 | ₹23,099.50 |
| Scheme Benchmark - CRISIL Liquid Debt A-I Index | ₹13,179.04 | ₹12,244.24 | ₹10,683.45 | ₹25,219.64 |
| Additional Benchmark - Crisil 1 Yr T-Bill Index | ₹13,128.32 | ₹12,243.72 | ₹10,705.21 | ₹24,469.01 |
Expense ratio, exit load and tax
Expense ratio: 0.22%
Inclusive of GST
Exit load
nil
Stamp duty on investment: 0.005%
from July 1st 2020
Understand terms
Fund management
Kaustubh SuleMay 2023 - PresentView details
Kaustubh Sule
May 2023 - Present
View details
About
Kaustubh is a seasoned Senior Fund Manager - Debt at Groww Asset Management Limited, having joined since its inception in May 2023. With 17 years of experience in various roles, he specializes in Fixed Income Strategies, including money market, macro, and duration strategies. Kaustubh began his Investment Management career as a Fixed Income Trader at Union Bank of India's Treasury Desk. He further gained valuable expertise at Nippon Life and HDFC Life before joining Axis AMC as a Fund Manager - Fixed Income, where he managed medium-term and long-term Fixed Income strategies. He holds a B.E. in Computer Engineering from PICT, Pune University, and an MBA in Finance from VGSoM, IIT Kharagpur, providing him with a strong technical and financial background. Throughout his career, Kaustubh actively traded various fixed income instruments, including Government Securities, Corporate Bonds, Interest Rate Swaps, and Interest Rate Futures.
Also manages these schemes
Investment objective
The scheme aims to generate reasonable returns by constructing a portfolio of Debt and Money Market Instruments with a maturity period up to 91 days.
Fund benchmark
CRISIL Liquid Debt A-I Index
Riskometer
This product is suitable for investors who are seeking*
• High level of liquidity with commensurate returns over short term. • Through investment in money market & debt securities with maturity of upto 91days. • Low to Moderate Risk
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them
Groww Liquid Fund Direct IDCW Monthly
Scheme Riskometer
Other plans in the same fund
Min. SIP amount
₹100
Min. Lumpsum amount
₹100
