Groww Overnight Fund Regular IDCW Monthly

Holdings (4)

Name	Sector	Instrument	Assets
Rev REPO deposit 800,873,527.96 INR DIRECT 5.45% 01/07/2026	others	Rev REPO deposit	84.0%
Rev REPO deposit 118,690,000.00 INR DIRECT 5.6% 01/07/2026	others	Rev REPO deposit	12.4%
Rev REPO deposit 31,222,529.82 INR DIRECT 5.45% 01/07/2026	others	Rev REPO deposit	3.3%
TREPS 01-JUL-2026	others	Tri Party Repo (TREPs)	0.2%

Holding analysis

Equity / Debt / Cash Split

Equity
0.0%
Debt
0.2%
Cash
99.8%

Debt sector allocation

Tri Party Repo (Treps)
100.0%

Advanced ratios

Top 5

490%

Top 20

1826%

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Scheme Performance

Annualised returnsas on 31 Jan 2026

	5Y	3Y	1Y	Since Inception
Groww Overnight Fund Regular IDCW Monthly	5.23%	6.14%	5.49%	4.89%
Scheme Benchmark - CRISIL Liquid Overnight Index	5.50%	6.40%	5.69%	5.13%
Additional Benchmark - Crisil 1 Yr T-Bill Index	5.64%	6.72%	5.75%	5.73%

Current value of standard investment of ₹10,000as on 31 Jan 2026

	5Y	3Y	1Y	Since Inception
Groww Overnight Fund Regular IDCW Monthly	₹12,901.69	₹11,956.20	₹10,548.93	₹13,683.19
Scheme Benchmark - CRISIL Liquid Overnight Index	₹13,069.34	₹12,045.70	₹10,569.31	₹13,889.77
Additional Benchmark - Crisil 1 Yr T-Bill Index	₹13,157.24	₹12,154.33	₹10,574.58	₹14,419.79

Expense ratio, exit load and tax

Expense ratio: 0.23%

Inclusive of GST

Exit load

NIL

Stamp duty on investment: 0.005%

from July 1st 2020

Understand terms

Fund management

About

Kaustubh is a seasoned Senior Fund Manager - Debt at Groww Asset Management Limited, having joined since its inception in May 2023. With 17 years of experience in various roles, he specializes in Fixed Income Strategies, including money market, macro, and duration strategies. Kaustubh began his Investment Management career as a Fixed Income Trader at Union Bank of India's Treasury Desk. He further gained valuable expertise at Nippon Life and HDFC Life before joining Axis AMC as a Fund Manager - Fixed Income, where he managed medium-term and long-term Fixed Income strategies. He holds a B.E. in Computer Engineering from PICT, Pune University, and an MBA in Finance from VGSoM, IIT Kharagpur, providing him with a strong technical and financial background. Throughout his career, Kaustubh actively traded various fixed income instruments, including Government Securities, Corporate Bonds, Interest Rate Swaps, and Interest Rate Futures.

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The Scheme aims to provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily i

The Scheme aims to provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day. However, there is no assurance that the investment objective of the scheme will be realized and the Scheme does not assure or guarantee any returns.

Fund benchmark

CRISIL Liquid Overnight Index

Riskometer

This product is suitable for investors who are seeking*

• Short Term savings • An overnight fund that aims to provide reasonable returns commensurate with low risk and providing a high level of liquidity • Low Risk

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Scheme Riskometer

The Scheme Risk-o-meter is at Low

Scheme risk level Low (current)
Scheme risk level Low to Moderate
Scheme risk level Moderate
Scheme risk level Moderately High
Scheme risk level High
Scheme risk level Very High

Names